Motor Truck Cargo
Cargo insurance is an insurance policy taken up to protect against loss of or damage to your goods while they are being transported. The policy is meant to indemnify you if there is any loss or damage to your cargo. Cargo insurance would cover the goods while they are being transported over sea, air and land. This also includes parcel post and cargo/packages by courier service.
Normally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies against claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.
Physical Damage is a general term for a group of insurance coverages that protect your vehicle. This general term includes Collision insurance, as well as your choice of full Comprehensive insurance or the more limited Fire and Theft with Combined Additional Coverage (CAC) insurance.
Driving your 18-wheeler without the trailer attached is known as bobtailing or, more commonly, deadheading. Semi owner-operators who occasionally make deadhead trips with or without dispatch are usually required by their motor carrier to have special coverage, known as Bobtail truck insurance.
Liability for bodily injury to others
When you are found legally responsible for a car accident, bodily injury liability coverage is the part of your insurance policy that pays for the costs associated with injuries to the other person or people involved. This coverage also provides a legal defense in the event that you are sued for damages.
Personal injury to you, your employed drivers and passengers, including medical; expenses and lost wages
This policy covers bodily injury solely and independently of any other cause by accidental, violent, external and visible means resulting in death or permanent disablement or temporary total disablement as well as medical expenses.It is a policy which assures you of cover in the event of an accident.
Collision coverage for accident-related costs regardless of who’s at fault
no-fault insurance, sometimes referred to as personal injury protection insurance (PIP), can help cover you and your passengers’ medical expenses and loss of income in the event of a covered accident, regardless of who is found at fault.
Comprehensive non-collision related damage coverage
Comprehensive insurance (also known as “other than collision” in some states) covers damage to your car caused by events that are out of your control. It covers things like theft, vandalism, glass and windshield damage, fire, accidents with animals, weather/acts of nature, etc. Comprehensive is an optional coverage.